My pick: listed first. Home team: CAPS. In the playoffs, you have to bet every game, that’s the law. Postgame comments in italics.

Saturday:

Rams -10 vs. PANTHERS – There should be a rule that if any team wins its division but has a losing record (like the 8-9 Panthers), they don’t qualify for the playoffs. Add another wildcard team with a winning record. I’m betting the Rams on general principle, but also because looking at season point differentials (Rams: +172, Panthers -69) you can argue that the line ought to be more like -14.

BEARS +2 vs. Packers